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| PRODUCTS |
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| Home > Products |
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We at Asia Insurance (Cambodia), pride ourselves in providing all our clients and the market, with a comprehensive range of quality insurance products and services designed to meet both personal and commercial insurance requirements. Kindly scroll below to read about our various products and services on offer.
A quotation via email service is also available for some of those products on offer.
To make full use of this service, simply click on the application of the product you are interested in, and fill-in the details required inside the provided fields in related form, and submit it to us via email. Please note that once submitted, the completed form will be placed inside your email software's Outbox until you perform the Send & Receive function. One of our Executives will get in touch with you once your duly completed application is received via email by our office.
For your ease of reference, a detailed brochure of the most popular products on offer is available as follows :-
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Help Desk |
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First and foremost amongst our provided services, is our new one stop Customer Service Center adequately called the HelpDesk.
Through the personalized assistance provided by our Customer Service Officers, this convenient new service, located at our offices, is designed to answer all of your complex insurance related questions, and help you save time in achieving your private insurance coverage requirements.
To discover which of our quality products are available through this personalized and handy service center, kindly look for the easily recognizable HelpDesk logo when scrolling down through our many products and services below.
Delay no further, come and visit us at No. 5, Street 13 (next to post Office), or drop us a note at helpdesk@asiainsurance.com.kh.
Also accepting and JCB Credit Cards. |
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| Fire
Insurance |
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As an Insurer, our experience has shown that
the largest and most dangerous risks encountered by all company
operators are fire and natural catastrophes, such as flood
and earthquakes. Therefore, seeking a Fire Insurance Policy
Coverage from Asia Insurance (Cambodia) will cover you and
your company against fire, lightning, and explosion of gas
burners used for domestic purposes.
To meet any additional requirement subject to your companys
activities, additional endorsements which purposefully extend
the scope of your coverage, can include coverage for risks
such as windstorm, explosion, flood, water damage, earthquake,
vehicle & aircraft impact, smoke damage, and strike - riot. To further extend the interests of company
operators, additional coverages for consequential loss in
the form of a Business Interruption Policy to cover their
loss after an industrial accident took place, like loss of
profit and fixed expenses such as expenses for staffs salary
etc., are also available. [ Click Here for Policy Details ] |
| Please click the link below for: |
• [ The Quotation Application Form for Fire Insurance ]  |
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Business Interruption or Consequential Loss |
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As the title suggests, Business Interruption or Consequential Loss insurance provides financial compensation to commercial policy holders who suffer loss of income following damages caused by fire or other perils. Although a commercial fire policy covers such expenses as the cost of clearing debris and rebuilding premises, the replacement of machinery, equipment, stock and other types of property, it does not provide for loss of income whilst rebuilding or repairs are being carried out.
As all commercial enterprises rely on their ability to maintain an uninterrupted flow of work in order to ensure a constant level of income from which they derive their profits, Asia Insurance (Cambodia)'s Business Interruption or Consequential Loss insurance coverage, exists to provide you with a form of indemnity which will help your organization survive the difficult period during which your business activities are interrupted following a fire or other peril. [
Click Here for Policy Details ] |
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| Motor Vehicle Insurance |
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 Recent
events proved that all things are uncertain. Sometimes, an accident
may not be as far as one may think. Therefore, a compulsory
insurance for commercial vehicles naturally becomes the featuring
star of the insurance market since the Insurance Law has come
into effect on June 30th, 2000. Accordingly, all organization,
company and commercial vehicles are now required by law to have
Liability Insurance Coverage. Failure to be properly covered,
or show proof of coverage, may carry stiff penalties which include
fines, and prevention from circulating freely. Asia Insurance
(Cambodia)s Motor Vehicle policy can help you to comply
with the law, by covering your liability against a third party.
Also with the additional options, our policy can protect your
vehicle from any loss or damage due to collision, impact, fire,
running off the road, or theft. Should your vehicle be involved
in an accident, you may access our 24 hour hotline any day of
the week, including holidays. [
Click Here for Policy Details ] |
| Please click the links below for: |
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• [ The Prakash on Passenger Liability ]
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• [ The Prakash on Third party Liability ]
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| • [ The Quotation Application Form for Motor Vehicle Insurance ] |
| • [ The New Traffic Law ] |
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Marine
Insurance |
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For the majority of industrial concerns nowadays,
interdependency means international interdependency. Few manufacturers
trade exclusively within their own national boundaries, and
few obtain their plant and machinery and raw materials, for
example, from within their own countries. Modern bussiness
are thus exposed to the risks of international transit, including
marine cargo risks.
At Asia Insurance (Cambodia), we stand prepared
to offer a range of marine bussiness covers. Where vital plant
and machinery, or raw materials are being sent by sea, waterways,
land or air from the manufacturer to the intended user. In
this way, the cover, which includes temporary storage in mid
transit, can provide you with full protection and peace of
mind.
Through the Asia Insurance Group's extensive
network of Branches and Representative Offices currently operating
throughout South East and East Asia, together with a worldwide
claim settling agent network, we at Asia Insurance (Cambodia)
are able to offer the very best products and services in Marine
Insurance. [ Click Here for Policy Details
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| Please click the link below for: |
| • [ The Quotation Application Form for Marine Cargo Insurance ] |
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| Workmen Compensation Insurance |
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If
you are an employer or factory owner, and wish to fully comply
with the local Labour Law, one has to bear in mind his workers
liability in the case of any work related accident.
Such problems can be resolved by simply transferring
this kind of burden over to us. Asia Insurance (Cambodia)s
Workmen Compensation Policy is designed to provide four different
types of benefits. i.e. medical care, death, disability and
rehabilitation for employees work related injuries or
diseases as a matter of right regardless of fault. [
Click Here for Policy Details ]
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| Please click the links below for: |
| • [ The Prakash on Labour Accidents ] |
| • [ The Cambodian Labour Law ] |
| • [ The Quotation Application Form for Workmen's Compensation Insurance ] |
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Burglary
Insurance |
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Have
you ever worried about your property being burglarized during
the nighttime, or when you are not at home? If so, Asia Insurance
(Cambodia)s Burglary Insurance Policy can provide peace
of mind throughout the night or away on travel. Our Burglary
Policy covers you against loss of property as a result of a
burglary via forcible means of entry. [ Click Here for Policy Details ]

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| Health Insurance & Services |
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Extreme climates, dirty food, long working hours or unsanitary
environments. Any of these can cause you concern for your
health, or your company’s personnel medical welfare. Try to
imagine how good it would be if there was someone who could
help you to absorb expenses incurred during hospitalization,
or from a visit to your doctor.
Asia Insurance (Cambodia) is here to help.
Employers and individuals alike are now offered Asia Insurance (Cambodia) is here to help. Employers and individuals alike are now offered three alternative Medical Insurance schemes to protect their staff members, themselves, and their families as follows :
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Asia Insurance (Cambodia)'s Group Health Insurance is designed to help you cover medical expenses incurred by members of your domestic or local staff while being locally hospitalized due to illness or accident. [ Click Here for Policy Details ]
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Personal
Accident Insurance |
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| Travel Accident Insurance |
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This
type of Insurance is a special-purpose Personal Accident Insurance Policy
which covers an Insured for accidents while travelling. This
policy may cover the Insured for one specific trip or one particular
type of travel, or it may cover all trips taken in a specific
period of time. [ Click Here for Policy Details ]
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| Please click the link below for: |
• [ The Quotation Application Form for Travel Accident Insurance ]  |
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Contractors
All Risks Insurance |
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The first Contractors All Risks (CAR) policy
is said to have been issued in 1929 to cover the construction
of the Lambeth Bridge across the Thames in London. From then
on, a special policy was created in Germany in 1934 and started
to spread slowly.
In principle, this type of insurance policy
covers the contractors scope of work, any physical damage
to material, and possible third party liabilities arising
out of the construction activities.
You may ask why a CAR policy contains any
liability coverage. The answer is in two parts. First, it
is required to comply with the laws and contract conditions.
And second, it is clearly advantageous for the employer and
main contractor to be sure that none of the participants in
the joint venture are without insurance protection against
claims from any Third Party visiting the site. The smooth
working and cooperation on the work site, would be greatly
compromised if one of the concerned contractors had to defend
himself against a Third Party Lawsuit, without the financial
resources and legal expertise of an insurer like Asia Insurance
(Cambodia). [ Click Here for Policy Details ] |
| Please click the links below for: |
| • [ The Prakash on Contractor's All Risk Insurance ] |
| • [ The Quotation Application Form for Contractor's All Risk Insurance ] |
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| Erection All Risks Insurance |
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 All
persons engaged in the installation and erection of machinery
for a project, have the possibility to cover the perils for
which they are responsible either by law or by the conditions
of a supply contract. Asia Insurance (Cambodia) s EAR
policy protects principals and contractors, as well as the manufacturers
whom erect plants and machinery, against any financial loss
due to a sudden and unforeseen damage of property, machinery,
structures and installation etc. on the site whilst being stored,
installed, tested and commissioned. [ Click Here for Policy Details ] |
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Contractors' Plant & Equipment All Risks |
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 What is Constructors' Plant and Equipment Insurance ? Belonging to the group of Engineering Insurances, PLEQ insurance is meant to cover physical loss or damage which the contractors' plant and equipment could suffer, whether at rest or in operation, as a result of fire, collision, impact of all kinds, overturning, crashing into ditches or downhill, flood and storm, theft, malicious damage, etc. Internal breakdown, for example breakage of gears, is not covered unless it is a direct effect of external impact.
Today's construction machinery or plant often represents a large capital investment. Hence any accident causing a large physical loss or extensive damage to such plant may untimely cut-off the anticipated return on such an investment. Asia Insurance (Cambodia)'s Contractors' Plant All Risk Policy can protect interested contractors against the negative impacts of machinery accidents without any excessive financial commitments. [
Click Here for Policy Details ] |
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| Public Liability Insurance |
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 Sometimes your operation or activity can cause you to be engaged in some form of legal liability. The smooth running of your operation could be compromised if you have to spend a lot of time and money to defend yourself in a Court of Law. Asia Insurance (Cambodia)s Public Liability Insurance Policy will cover you for all sums you may become legally obligated to pay because of bodily injury or property damage, to a third party due to negligence.
[ Click Here for Policy Details ] |
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Machinery Breakdown Insurance |
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 The
Machinery Breakdown policy is a so-called All Risk Policy, and
as, in principle, for purpose to indemnify your company against
any sudden and unforeseen physical loss or damage due to necessitating
repair or replacement of machinery. The main perils covered
in such a policy are enumerated but any other accident which
is not specifically excluded would be covered. [
Click Here for Policy Details ] |
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| Computer All Risks Insurance |
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 The
computer policy is an All Risk Property Damage Policy which,
along with hardware coverage, can also be extended to cover
the external data media, and the increased cost incurred in
working hours, in case the computer suffers an incident which
is covered under the policy. [ Click Here for Policy Details
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Industrial All Risks Insurance |
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The first official "Industrial All Risks"
policy wordings appeared on the UK market in 1982, as a result
of market demand, and has further developed ever since. In
fact, the underwriter had some experience with "All Risks"
covers for some twenty years before 1982, namely in respect
of advance profits insurance where the cover followed the
scope of the underlying contractor's all risks policies.
I.A.R. policy is now an accepted alternative
method of providing broad cover to the standard fire and special
perils policies. This type of policy is considered today as
the broadest type of property policy that can be purchased.
Your property will be automatically covered from most natural
perils, in particular, any fortuitous damages which are not
specified under the policy exclusions [
Click Here for Policy Details ] |
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| Money & Fidelity Insurance |
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In each and every day life, one simply cannot avoid the many perils, and responsibilities attached with the day-to-day handling of money or cash. Wether making a simple deposit or withdraw at your local bank, or simply safeguarding your monetary assets or petty cash reserves at your place of business.
Asia Insurance (Cambodia) can assist you in providing peace of mind through its Money Insurance policy, which covers money in transit or money kept on business premises. [ Click Here for Policy Details ]
As an additional coverage option to assist you in covering your monetary risks, you may opt for Asia Insurance (Cambodia)'s Fidelity Insurance which is designed to make good any financial loss incurred by the insured resulting from dishonest acts by your insured employees.
[ Click Here for Policy Details ]
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| Please click the link below for: |
| • [ The Quotation Application Form for Money Insurance ] |
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Other services upon request |
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Besides the various insurance products featured in this website, Asia Insurance (Cambodia) has on offer many other types of insurance products & services to cover your particular risks.
Should your insurance requirements be other than the insurance products contained in this website, please feel free to contact us. Our qualified personnel, will be very pleased to answer and satisfy any queries or questions you may have.
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| Download Adobe Acrobat 5.0 |
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| It is necessary to have Adobe Acrobat Reader 5.0 installed on your computer in order to view our brochure. Click on the image below to download Adobe Acrobat Reader 5.0. |
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IMPORTANT NOTICE |
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As Brochures tend to become somewhat outdated with time, you should always refer to this website, or others of the group for the latest and most up-to-date information.
Pursuant to Articles 19 & 22 of the Insurance Law, promulgated on June 30, 2000, applicants must fully disclose, truly and faithfully all the facts related to the questions in these forms. Failure to do so may result in the cancelling of the policy, and voidance of the insurance coverage.
Pursuant to Article 14 of the same Law, only the insurance policy or cover note which specifies the responsibilities between the insurance company and the insured will be admitted as proof of coverage. The insurance application is not valid for the coverage to both parties hereto.
In accordance with Article 17, the insurance policy will not be in force until the premium for such policy has been received and accepted by the company. |
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